You want to bring smiles to the faces of your family and friends this Christmas -- but you don't want to bring a frown to your own when the bills come due in January.
Experts advise using cash rather than credit cards, and as this site is constantly reminding you, create a budget and stick to it.
Read more details in The Birmingham News here.
You should follow "The Easy Budget" on Facebook here.
Creative Commons photo courtesy: http://www.flickr.com/photos/51486173@N00/223052548