Showing posts with label budgeting. Show all posts
Showing posts with label budgeting. Show all posts

Friday, July 8, 2011

How I rooted azaleas on a zero-dollar budget

I don’t have a green thumb. I also don’t have any green in my wallet for plant propagation. Still, I wanted to try to root some azaleas from cuttings I made from the front yard.

I live in my family’s old farmhouse, built by my great-grandparents in 1885 and modified by generations since. I remember my Grandma having azaleas lining the sidewalks when I was a kid, and a few are still left, but they have been dwindling. I have considered buying new ones since I moved in six years ago to replace the missing ones, but have never found it in my budget.

So when I trimmed some overhanging limbs the other day I had a sudden idea: Maybe I could root the clippings. But I’d have to act fast; I hadn’t prepared for that when I started. I quickly filled a couple of containers with water and shoved the clipped ends in to save them. I called my dad, who grew up in the house and actually knows gardening, for advice.

“They used to root them in south Alabama – in Mobile,” he said. “We never did that up here (in north Alabama.)”

Well, great. This wasn’t turning out like I’d hoped.

I decided to try to the Internet.

“Cuttings of the stems of most evergreen azaleas can be rooted rather easily,” said a page from azaleas.org.

Now, that’s more like it.

Of course, I was also hoping it could be done cheaply – and, truth be told, completely free. So I set myself on a challenge.

(Let me note that the website said I should have refrigerated those cuttings, but by the time I read that it was too late. Besides, since I intended to spend no money, I would be acting quickly; everything I used would have to be already in my possession.)

First, I needed something to bed the cuttings in. Surely there was something amid all these outbuildings I could use: In more than a century of farming this place has accumulated not only a barn but a wash house, a wood shed, a potato house a chicken house and an attachment to the garage we just call “the shed.”

My dad had been a truck farmer for about 15 years after his retirement, and there in the shed were some of the Styrofoam containers he used to put tomatoes in. They had holes in the bottom for drainage. Perfect.

I’d need a planting medium. I found a couple of bags with some soil still inside.

Next I read the Website instructions and hoped I could get them right.

Here’s what I did:

I filled two boxes four to six inches deep with the soil. I didn’t have a rooting hormone, so I skipped that step. I cut each of the cuttings two to five inches long, stripped the leaves of all but the top cluster. I then took a knife and stripped the bark off the bottom, punched a hole in the soil, filled it with water and stuck the cutting in and repeated until I had all I wanted.

Next, I needed a place where they’ll get plenty of light, but no direct sunlight (to avoid burning.) I have an empty spot at the end of the shed.

I built a mini-greenhouse from a couple of cement bars and four-by-fours that I put around the crates. I put an old window on top. A Facebook friend advised me to put a scrap piece of two-by-four under one side for ventilation.

Once winter arrives, that same Facebook friend says I should dig a hole and have the top of my crates level with the ground.

Cost, except for water from the faucet, for the whole project, so far: $0.

***

Read the instructions from people who actually know what they’re talking about here: http://azaleas.org/index.pl/azpropagate.html#cut

You can buy my ebook on living within a budget from Amazon.com, Barnes&Noble.com and iTunes. (Or on Amazon.co.uk if you were reading this blog post because you wanted to root azaleas on a budget of zero pounds.)

Keep up with my budgeting tips by following me on Facebook here and Twitter here.

Thursday, December 9, 2010

'Easy Budget' press release


FOR IMMEDIATE RELEASE
CONTACT: owentew {at} gmail {dot} com

‘THE EASY BUDGET’ E-BOOK HELPS START
NEW YEAR OFF WITH HEALTHY FINANCES
$4.99 from Amazon.com, Barnes and Noble.com and iTunes

In a tough economy, more people are paying down credit cards and trying to live within a budget. It can be hard to start if you don’t have practice or discipline. That’s where “The Easy Budget: How to Always Have the Money You Need” by Owen Tew comes in. This handy, must-have ebook will help readers get their personal budgets together by getting down to the basics of money management.

Author Owen Tew knows from personal experience that household finances can be tamed without having advanced money knowledge. This book helps prioritize and implement a plan that works.

At only $4.99, this affordable ebook, published through ebookstalktome, contains thoughtful advice that can help readers rest easier because they know exactly where every penny of their money is going.

The author has taken a topic he knows a great deal about and organized it in instructive ways. Readers won’t get lost in jumbled financial terminology. Here’s a budget that doesn’t require software, a computer or a lengthy book about the philosophy of money management — and the best thing is — it works!

Paring down the concepts of money management to its essence, “The Easy Budget” implements the best of finance fundamentals to enable a person to pay bills, plan for future expenses or those that are unexpected. It’s easy to get started immediately. There’s no need to read through a 300-page tome with thick financial terminology. Reading those books can come later, but just to get the ship sailing in the right direction people need the basic equipment, and this ebook is it.

“The Easy Budget,” available for the Amazon Kindle and ereaders that read .epub formats, including Barnes and Noble’s Nook and Apple’s iPad. It can be read on e-readers, PCs or Macs.

If you are a member of the press or write a blog and would like a review copy or to interview the author, contact owentew {at} gmail {dot} com. Specify Kindle or .epub version. .Epub may require free download of Adobe Digital Editions; the address is www.adobe.com/products/digitaleditions.

Blog: theeasybudget.blogspot.com
Twitter: twitter.com/theeasybudget
Facebook: www.facebook.com/EasyBudget

The addresses to purchase the book are:

Amazon.com: http://www.amazon.com/Easy-Budget-Always-Money-ebook/dp/B004D4ZQO4/ref=sr_1_1?ie=UTF8&m=AG56TWVU5XWC2&s=books&qid=1290295304&sr=8-1

Barnes and Noble.com: http://search.barnesandnoble.com/The-Easy-Budget/Owen-Tew/e/9780983149705/?itm=1&USRI=%22owen+tew%22+%22easy+budget%22

iTunes: http://www.apple.com/itunes/?cid=OAS-US-DOMAINS-itunes.com

Sunday, October 17, 2010

Creative gift-giving on a budget

How do you figure gift-giving into your budget?

Some people set up specific accounts, like Christmas clubs of the past. I've opted to use my budget, which doesn't designate specifically to gifts, so I'm forced to be creative.

In my case, I've got lots of money left over in the Food and Clothing categories -- so if you're on my gift list you can expect something to wear or something to eat. (Food-related items work, too: dishes, etc.)

Since I have no young children to buy for this works out, but obviously I'd have to find a way to get toys if I had kids making desperate pleas.

Usually, your Miscellaneous fund will take care of you here, but if not you'll have to look into Entertainment or other areas. If you're flush with cash in your Auto/Travel fund try a gas station gift card.

You should follow me on Facebook here.
Photo by Petr Kratochvil, PublicDomainPictures.net

Sunday, March 21, 2010

Money-saving tips


USA Weekend offers "8 Super-Smart Ways to Save" in today's edition.

From buying cars online to renting dresses, they'll all keep your budget in better shape.

Read here: 8 Super-Smart Ways to Save

Wednesday, February 10, 2010

5 Money-Saving Tips

Don't do this to your money -- even figuratively.
MSN Money offers "5 (more) dumb deals and to do instead" for the cost conscious.

Sunday, January 10, 2010

Saturday, December 19, 2009

The Easy Budget e-book available now

Finished your Christmas shopping? It's time to start on your New Year's resolutions, and atop that list should be getting into better financial shape. It's not as hard as you think.

"The Easy Budget: How to Always Have the Money You Need" helps you figure out how much money you need to set aside for all your expenses, whether they occur annually, monthly or weekly and allocate the money to go into various categories such as Food, Transportation, Clothing and Entertainment. Once you get started, finding ways to save becomes a positive addiction.

This 10-page e-book is downloadable straight to your computer, iPod and more. Order now from lulu.com for only $3.50.